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OCR: Alliance Leicester Choosing The Best ForYou Very simply, it mainly depends on your needs and to some extent your attitude towards credit products If it's the smaller things such as furniture or decorating 3 room you want then the best and cheapest way to borrow by credit card. However, if it's that long awaited extension or fitted kitchen, then loan is probably more suitable option for you. Below are some tips to try and help you make the decision. 1 Unsecured Personal Loan You need Ethousands for one purchase such as a new bathroom suite then choosing loan is probably the right decision Fixed monthly payments make budgeting easier I You choose the repayment period (up five-year period It's organised and stable It's not secured on your home Next Alliance Leicester